Welcome to Aarya Consultancy

Protect What Matters. Grow with Confidence.

Tailored life-insurance solutions and trusted career paths — backed by expert guidance, clear advice, and ongoing support.
*Accumsan non consectetur adipiscing hendrerit justo turpis fames
Trusted Financial Guidance

Expert advice and personalized insurance planning to secure your family’s future with confidence.

Career Growth Opportunities

Join our growing network of advisors and unlock unlimited earning potential with full training and support.

End-to-End Support

From choosing the right plan to claim assistance — we’re with you at every step of your financial journey.

About Us

Trusted Insurance Advisory
& Career Growth Partner

Aaryaa Consultancy, led by Neha Bhatnagar (Associate Agent, Kotak Life Insurance), helps individuals secure their future with transparent, needs-based insurance guidance across Term Plans, ULIPs, Savings, Child, and Retirement solutions.

We also mentor aspiring Kotak Life Agents and Salaried Advisors, offering structured training and growth opportunities in a trusted, ethical environment.
At Aaryaa Consultancy, we build trust, opportunity, and lifelong success.

Personalized Guidance

Tailored insurance and career solutions designed around your goals, not sales targets.

Long-Term Support

From onboarding to claims or career milestones — we’re with you every step of the way.

Disclaimer: Aaryaa Consultancy is an independent advisory unit associated with Kotak Life Insurance through licensed agency arrangements. This is not the official Kotak Life website. All hiring and sales are subject to Kotak Life & IRDAI eligibility and policy guidelines.

Our Growing Impact

Empowering lives through trust, transparency, and measurable success.
Happy Client
0 +
Life Cover Secured
0 Cr+
Active Advisors
0 +
Years of Excellence
0 +
What We Do

Insurance & Financial Advisory

We offer personalized life insurance solutions designed to protect your loved ones and help you achieve long-term financial goals. Our recommendations are always needs-based, transparent, and clearly illustrated.

Term Insurance (Pure Protection)

High cover at affordable premiums to secure your family's lifestyle and liabilities.

Savings & Income Plans

Get guaranteed benefits or regular income for education, milestones, or retirement.

ULIPs (Market-linked)

Invest for long-term goals with life cover and fund options across risk profiles.

Riders & Add-ons

Enhance your cover with health, accident, and critical illness riders.

Family Portfolio Review

Annual policy check-ups to align cover, nominees, and benefits with your goals.

Careers at Aaryaa Consultancy

Career Development & Training Program

We believe that financial growth should be inclusive — which is why we train and mentor individuals to become successful insurance professionals under Kotak Life Insurance.

Track A

Kotak Life Agent (Commission)

Entrepreneurial role with unlimited income potential. Build your client base with our training, leads support*, and digital tools.

  • IRDAI licensing support
  • Weekly product & sales training
  • Attractive commissions & bonuses (as per Kotak policy)
  • Mentoring & joint field work
*Lead support subject to performance & local availability.

Track B

Salaried Insurance Advisor (Fixed + Incentives)

Be part of a structured team with monthly salary, targets, and growth plans. Ideal for freshers and career switchers.

  • Fixed pay + performance incentives
  • Onboarding playbook & sales stack
  • Target-based growth & certifications
  • Local field & tele-support
Offers subject to selection, documentation & background checks.
Why Choose Aaryaa Consultancy

A Partner You Can Trust — For Protection, Planning & Prosperity

Choosing Aaryaa Consultancy means choosing clarity, commitment, and long-term growth — whether you’re securing your family’s future or building a career in insurance.

Personalized, Needs-Based Planning

Every recommendation is tailored to your financial goals, responsibilities, and lifestyle — never a one-size-fits-all approach.

Transparent & Documented Advice

We provide clear benefit illustrations and complete transparency, ensuring you understand every detail before you decide.

Expert Guidance You Can Rely On

Led by Neha Bhatnagar, an experienced Associate Agent with Kotak Life Insurance, our expertise ensures trustworthy and practical advice.

Career Growth Opportunities

We mentor both commission-based agents and salaried advisors with full training, goal-based learning, and ongoing support.

End-to-End Assistance

From policy selection to claim processing and renewals, our team is with you at every step of your journey.

Trusted Kotak Life Partnership

We operate in association with Kotak Life — one of India’s most reputable and financially strong life insurance providers.

How It Works

Simple Steps to Secure Your Future or Start Your Career

At Aaryaa Consultancy, we make your journey — whether it’s choosing the right insurance plan or starting a career in financial advisory — completely transparent and hassle-free.

Step 1

Connect & Understand

We begin with a short consultation to understand your goals — whether you want to protect your family, plan for retirement, or explore a career opportunity.

Step 2

Analyze & Recommend

Our experts evaluate your current situation and recommend the best-suited insurance or career path — backed by clear, needs-based illustrations.

Step 3

Documentation & Onboarding

We assist you with paperwork, KYC, and regulatory requirements for policy issuance or career registration under Kotak Life Insurance.

Step 4

Guidance & Training

Clients receive full support through policy servicing, while new advisors undergo structured product and compliance training.

Step 5

Support & Growth

Our relationship doesn’t end at sign-up — we continue to provide claim assistance, periodic reviews, and ongoing mentorship for long-term success.

What Our Clients & Advisors Say

Real Experiences. Real Trust. Real Growth.

At Aaryaa Consultancy, every success story — whether from a satisfied client or a growing advisor — reflects our commitment to guidance, trust, and genuine results.

Secure Your Future. Build Your Career. Start Today.

Whether you want to protect your family’s future with the right insurance plan or grow your income through a career in life insurance — we’re here to guide you every step of the way.

Frequently Asked Questions

Find Answers to Common Queries

We’ve gathered some of the most common questions from our clients and advisors to help you understand our process better.

Aaryaa Consultancy operates as an advisory unit led by a licensed Associate Agent of Kotak Life Insurance. We facilitate sales & service of Kotak Life policies. This is not the official Kotak Life website.

Apply in the Careers section. We will check eligibility, assist with IRDAI licensing (if required), and onboard you with training and goals.

Yes, Track B is a Salaried Insurance Advisor role (fixed + incentives). Selection depends on interview, documents, and local openings.

We provide documentation guidance and escalation support. Claim decisions remain with the insurer as per policy terms and IRDAI rules.

We’re Here to Help You

Every Step of the Way

Apply Now

By applying, you consent to contact and document verification. Selections are subject to Kotak Life & IRDAI norms.